Mine usually is too although I have to be careful as occasionally, I have seen things be higher than what I can get them online for. Not often but it does happen on certain things.
Might not be a bad Idea for you to do the kits. Just don't use the cheap looking bolts that banks shows in there's
I'm going to come in somewhere around $450 shipped in the lower 48. Thats everything in Josh's list (including filter).