Yep, we use a broker. They will run a couple of other bids to compare with Health Net but most times the cost is not worth it to change. They also handle our 401k plan.
http://seasideadvisory.com/
Not sure if they do Arizona though.
We use HealthNet HMO for the employees and we have an HSA for ourselves. Pat pays 100% for the employees and their families. Just got notice ours it going up 8.78% from $8524.48 to $9272.68.
Got tired of waiting Mark Christopher had the exact car I ordered so we went an bought off the lot. Used the Costco program so will be also getting a $700 cash card from them :woott: