I fully agree. But then again it's difficult to make a trip to myrtle beach to see my fiancé in an 82 6.2 diesel with no overdrive. Lol
I'd buy a 86' yoder for a DD before a 6.4, that being said, as soon as mines back together, it's down the road and I'm getting something cheap and RELIABLE, nothing reliable about a tuned duramax that gets its ass ran and worked off or any newer diesel for that matter, maybe I have shit luck but I'm over the wonder how much my next tow bill is gonna be, and how muh is this gonna cost to fix.
My suggestion is to put a financial plan together on paying these things off and damn well stick to it if you want to keep the truck..
Like others have stated. Debt free is the way to go. When you have some extra coin and thinking about some
Upgrades, take that and start paying stuff off. It is a great feeling to live debt free. Interest sucks, cash is king.
And good on you for doing so well at your age. Im 28 and just went through a lot of what you are talking about. Most 22 year olds I know dont have any skill, have no idea where they are going in life, live at home and mooch off parents. You are doing it the right way.