Need Advice About What to do With a Employee

[Hot COCOAL]

First - the insurance advice you received doesn't sound right. Unless I read it wrong, your vehicle was parked and your employee operated vehicle caused 100% of the damage. So...why would you have a deductible twice? Your insurance covers the accident via Collision on the vehicle causing the accident and via Liability to fix the vehicle he damaged. There's almost always a deductible on a collision loss, but never ever ever ever on a liability loss. Think about it as though your guy whacked an unrelated vehicle - that "other guy" would never accept a settlement involving a deductible!

That said - if he doesn't seem like an accident prone klutz, and you feel as strongly as you seem to about him being an excellent employee... then keep him on! Give his good work a chance to make you money! Otherwise if you cut and run, he can never make you any money.

Good luck!

This^^^
I was thinking the same thing about the insurance, seemed like the ins CO is trying to put the claim all on you, and then hike your rate...

Also thinking the same thing about letting the guy make you some money...but I would still run as a team and watch him like a hawk for at least a month worth of runs...let him sweat it, if he can't handle it then you don't want him working for you

 

[N2BRK]

^^^^^ two threads in one day when we agree? You Sir are a gentleman and a scholar and there aren't many of us left! LOL:hug:

 

[malibu795]

^^^^^ two threads in one day when we agree? You Sir are a gentleman and a scholar and there aren't many of us left! LOL:hug:

Go buy some Loto tickets :rofl:

 

[malibu795]

I hear you on that Adam. It really is a gamble. With one truck it's hard to make good money. We are about 30 guys with pickups and most run two trucks with 53' trailers to get almost double the money since they're bringing back two smaller RV's on each truck. I don't have the money just yet to buy a trailer. But I do have six trucks now with only two of them that have a small amount owed on them.

If a claim is made, I'll see what the insurance tells me to do. $6000 out of my pocket is ALOT of money for me now. It wouldn't be so bad if I had about four trips in and paid for. Sure, an accident is never good, but at least I'd have a few more dollars in the bank to not have to worry about cash flow. I'm sure I'll figure something out. I always do.

And thanks again guys for the advice:hug:


Nick

The down side to hauling RV empty backhauls... 95% of the time