So far on every head stud/gasket job that I've done on a DMax I can confidently say that the water pump had something to do with it. On every one the truck either came in the door with a nice new water pump on it, or we think we finally got one without the water pump being the cause and finish up and look for leaks only to find the water pump leaking. My theory is that guys run them with leaking water pumps long enough to run them low on coolant, air in the system collects at the rear of the passenger side, creates a hot spot and allows the coolant to boil and #7 cylinder is always the one to blow.
With small twins, big twins; small, medium, and large singles with 40 to 60+ PSI of boost and 600-800 rwhp we have broken pistons, bent rods, and broken rods all without ever blowing a stock head gasket with stock head bolts. IMO there is not a hp or boost number that the stock internals can handle that requires head studs. Furthermore to do a proper head stud/gasket job (without full engine teardown for torque plate honing and cleaning up the deck) means pulling the heads, having them flatness checked and/or milled, setting valve depth, having them pressure checked, and reinstalling with new gaskets and studs - this is the same process and same cost if you do it as a preventative or wait until it blows one (if it ever does).